Insurance Basics

Insurance Basics Articles

Insurance can seem confusing with a multitude of options and coverage types to choose from, but it doesn’t have to be. Here, you'll find clear, straightforward articles that explain how car insurance works, what types of coverage you should consider, and why bundling your home and auto insurance policies might be a smart move. We aim to help you understand insurance easily so you can find the right coverage without the stress.

In addition to auto and homeowners insurance basics, we also offer practical tips and advice to help you make informed decisions. Whether you're comparing policies, figuring out deductibles, or discovering ways to save on your premiums, you'll find all the guidance you need right here.

If you ever have questions or need extra help, our team is just a call or click away, and we are more than happy to assist you. So dive in and explore, and let us help you feel more confident about your insurance decisions.

Man going through boxes and items in his garage

Items to Store In Your Garage (and What Not to)

While your garage offers additional space, you must know what items can and can’t be stored in your garage. From gas cans to clothing, this guide can help.

Close-up of an automatic sprinkler system watering the lawn on a background of green grass

How to Conserve Water at Home

Water conservation starts in your everyday life. Check out these tips to explore different ways to conserve water at home. We all have a role to play.

Record placed in front of a vinyl collection

Does Your Insurance Policy Cover Collectibles?

Collectibles insurance provides financial protection for high-value collection items, but does your homeowners policy cover it? Here's what to know.

Couple leaving their house and locking the door using a smart home device

How to Make Your House a Smart Home

Setting up a smart home is easier than you might think. Learn how to turn your home into a smart home with this helpful guide from Mercury Insurance.

Happy couple shopping for insurance online from their kitchen

How to Buy Car Insurance for the First Time

Do you know how to purchase car insurance? Do you know how to get cheap first-time car insurance? Read more to learn the ins and outs of insurance.

Woman taking a photo of shirt to sell online

Protect Yourself from Identity Theft While Selling Online

If you’re planning to sell something online, you must be cautious of identity theft. Read our blog to learn more information and how to sell online safely.

Vintage toy car with luggage on the roof with a road map of the U.S.

Car Insurance Laws By State

Do you know your state's auto insurance requirements? You may be subject to fines, or worse, if you don't have adequate auto insurance coverage.

Leak detection devices for the home

How Do Leak Detection Systems Work?

If you’re interested in water leak detection equipment, this article covers how to use a leak detector, and why it’s important to install one in your home.

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