Insurance Basics

Insurance can seem confusing with a multitude of options and coverage types to choose from, but it doesn’t have to be. Here, you'll find clear, straightforward articles that explain how car insurance works, what types of coverage you should consider, and why bundling your home and auto insurance policies might be a smart move. We aim to help you understand insurance easily so you can find the right coverage without the stress.

In addition to auto and homeowners insurance basics, we also offer practical tips and advice to help you make informed decisions. Whether you're comparing policies, figuring out deductibles, or discovering ways to save on your premiums, you'll find all the guidance you need right here.

If you ever have questions or need extra help, our team is just a call or click away, and we are more than happy to assist you. So dive in and explore, and let us help you feel more confident about your insurance decisions.

Friends roasting marshmallows over fire pit

Considering a Backyard Fire Pit? Here’s What to Consider

Before buying or building a backyard fire pit, review these fire pit safety tips so you can enjoy worry-free nights in the your beautiful backyard.

Shot of a car salesman going over paperwork with his customer

What to Bring When Buying a Car

When purchasing a vehicle from a dealership, there are specific documents you must bring. Here's a checklist of everything you need to buy a car.

Real estate agent showing property to family

Questions to Ask When Renting an Apartment

Asking these questions when renting an apartment can help you budget your expenses and set expectations for your potential living situation.

Driver making phone call after traffic accident

Can You Claim a Car Accident Without a Police Report?

You can file a claim without a police report, but having one can speed up the process. Here's what to do after an accident, and the importance of reports.

How to Prevent Package Theft

One of the downsides of online shopping is package theft. Here's how to keep your packages secure, and what to do if porch pirates steal your deliveries.

Man installing smoke or carbon monoxide detector

How to Test Your Smoke Detectors

Smoke detectors serve as the first line of defense against devastating home fires. Here's how to test smoke detectors, and when it's time to replace them.

What to Expect When You File an Insurance Claim

Understanding what to expect when filing an auto insurance claim is crucial to finding a resolution. Here's what to know about the insurance claim process.

Plastic gutter guard over plastic rain gutter

How to Install Gutter Guards

Gutter guards are unsung heroes in preventing fire and water damage. Learn how to install gutter guards with these easy steps.

Insurance Basics