Insurance Basics

Insurance Basics Articles

Insurance can seem confusing with a multitude of options and coverage types to choose from, but it doesn’t have to be. Here, you'll find clear, straightforward articles that explain how car insurance works, what types of coverage you should consider, and why bundling your home and auto insurance policies might be a smart move. We aim to help you understand insurance easily so you can find the right coverage without the stress.

In addition to auto and homeowners insurance basics, we also offer practical tips and advice to help you make informed decisions. Whether you're comparing policies, figuring out deductibles, or discovering ways to save on your premiums, you'll find all the guidance you need right here.

If you ever have questions or need extra help, our team is just a call or click away, and we are more than happy to assist you. So dive in and explore, and let us help you feel more confident about your insurance decisions.

Close up shot of a car motor oil deep-stick

Quick Tips for Checking Your Car’s Fluids

An essential part of car maintenance is maintaining car fluids. From engine oil and brake fluid to steering and coolant, here's how to check essential car fluids.

House hunting couple walking through home with agent

9 Important Steps of the Homebuying Process

Purchasing a house is a big decision and the process can be equally exciting and overwhelming. Know what to expect when buying a house in this 9 step guide.

Couple sitting on the floor thinking about buying a house

Top Five Things to Consider Before Buying a Home

Any way you slice it, buying a new home is a big deal. Here are five thing to consider before buying a home.

Daughter running to give dad a hug

What Is Umbrella Insurance and Do You Need It?

An umbrella policy provides additional liability coverage that may protect you in an unfortunate accident. Here's how to know if you need umbrella insurance.

Group of smiling independent insurance agents

Benefits of Working with Independent Insurance Agents

Buying insurance can be a complex process, but working with independent insurance agents can make the process easier, and save you money.

Insurance claim officer talks with customer.

How Does a Homeowners Insurance Claim Work?

In this blog, find a step-by-step guide on how to file a homeowners insurance claim, tips for a smooth process, and guidance for success.

Sad woman talking on cell phone near wrecked car.

When Does Car Insurance Cover Repairs?

Depending on the type of auto coverage you have, your car insurance may cover repairs. Here’s what to know about the different kinds of coverage.

Woman on phone inspecting car damage

Should I File an Insurance Claim or Pay Out of Pocket?

You got into a car collision, now what? Should you file a claim with your insurance or pay out of pocket yourself? Learn more from Mercury Insurance.

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