Insurance Basics

Insurance can seem confusing with a multitude of options and coverage types to choose from, but it doesn’t have to be. Here, you'll find clear, straightforward articles that explain how car insurance works, what types of coverage you should consider, and why bundling your home and auto insurance policies might be a smart move. We aim to help you understand insurance easily so you can find the right coverage without the stress.

In addition to auto and homeowners insurance basics, we also offer practical tips and advice to help you make informed decisions. Whether you're comparing policies, figuring out deductibles, or discovering ways to save on your premiums, you'll find all the guidance you need right here.

If you ever have questions or need extra help, our team is just a call or click away, and we are more than happy to assist you. So dive in and explore, and let us help you feel more confident about your insurance decisions.

Man installs faucet cover to protect pipes from freezing weather

How to Prevent Pipes from Freezing: Tips to Protect Your Home This Winter

Frozen pipes can lead to expensive damage around your home. Here's how to prevent pipes from freezing, and the steps to take if they do freeze.

EV Maintenance 101: Cold Weather Effects, Battery Life, and Charging Options

Unlike traditional vehicles with complex parts, EVs rely on electric motors and batteries. Here's everything to know about maintaining EV cars.

Worried young man with broken leg in plaster cast lying down on sofa at home and talking on smart phone

How Much Does Umbrella Insurance Cost?

Learn how much umbrella insurance costs, what influences pricing, and why it's a smart investment. Get a quote now for peace of mind and financial protection!

Teenage Driver Making Phone Call After Traffic Accident With Crash In Background

What to Do After a Car Accident: A Step-by-Step Guide

Discover the steps to take after a car accident with Mercury's helpful guide. Learn how to stay safe, report accidents, and file insurance claims easily!

Driver pulled over facing police officer

How Does a Speeding Ticket Affect Your Car Insurance?

Find out how a speeding ticket can impact your car insurance rates and learn ways to minimize premium increases with Mercury's expert tips!

10 Tips on How to Prevent Car Theft

From basic precautions to advanced security measures, Mercury is here to help protect you. Learn 10 car theft prevention tips to keep your car safe!

Senior man's hand holding an energy bill while the other hand checks the numbers on a calculator

Insurance Bundling 101: Understanding the Basics

Discover what insurance bundling is, how to secure the best discounts, and the most common types. Read Mercury's Bundled Insurance Guide to learn more!

Does Homeowners Insurance Cover Fire Damage?

Learn how homeowners insurance covers fire damage and the steps to take after a fire. Protect your home and explore affordable coverage with Mercury!

Insurance Basics