Insurance Basics

Insurance can seem confusing with a multitude of options and coverage types to choose from, but it doesn’t have to be. Here, you'll find clear, straightforward articles that explain how car insurance works, what types of coverage you should consider, and why bundling your home and auto insurance policies might be a smart move. We aim to help you understand insurance easily so you can find the right coverage without the stress.

In addition to auto and homeowners insurance basics, we also offer practical tips and advice to help you make informed decisions. Whether you're comparing policies, figuring out deductibles, or discovering ways to save on your premiums, you'll find all the guidance you need right here.

If you ever have questions or need extra help, our team is just a call or click away, and we are more than happy to assist you. So dive in and explore, and let us help you feel more confident about your insurance decisions.

Portrait of doubtful African-American male buyer reading car purchase agreement before signing in dealership office

How does trading in a car work?

How does trading in a car work? Discover expert tips on trade-in value, paperwork, and how a car dealership trade-in may affect your insurance coverage.

The Importance of Turn Signals: Communication on the Road and in Life

Is it illegal to not use turn signals? Find out when turn signals should be used and how to use them to prevent accidents with these tips from Mercury Insurance.

Car Thief Trying to Open Car From the Inside

Does Car Insurance Cover Theft?

Explore how car insurance handles theft, what to expect from comprehensive coverage, and what happens if your car is stolen. Protect your car with Mercury!

Portrait of a Handsome Professional Firefighter Methodically Extinguishing a Forest Fire with the Help of a Fire Hose. Firemen Brigade Rescuing Wildland from Uncontrollable Arson.

How to Prepare for a Wildfire

Learn how homeowners insurance covers fire damage and the steps to take after a fire. Protect your home and explore affordable coverage with Mercury!

How to Lower Car Repair Costs

Learn how to lower car repair costs with smart maintenance, DIY fixes, and the right auto insurance. These tips from Mercury Insurance can help you save!

Man installs faucet cover to protect pipes from freezing weather

How to Prevent Pipes from Freezing: Tips to Protect Your Home This Winter

Frozen pipes can lead to expensive damage around your home. Here's how to prevent pipes from freezing, and the steps to take if they do freeze.

EV Maintenance 101: Cold Weather Effects, Battery Life, and Charging Options

Unlike traditional vehicles with complex parts, EVs rely on electric motors and batteries. Here's everything to know about maintaining EV cars.

Worried young man with broken leg in plaster cast lying down on sofa at home and talking on smart phone

How Much Does Umbrella Insurance Cost?

Learn how much umbrella insurance costs, what influences pricing, and why it's a smart investment. Get a quote now for peace of mind and financial protection!

Insurance Basics