(800) 956-3728 
Tell us about your residence
Welcome back!
You can pick up from where you left by retrieving your quote below.
Search by Quote ID → Search by Date of BirthMercury Car Insurance in Oklahoma
Are you searching for affordable car insurance in Oklahoma? Mercury is proud to provide local information on state driving laws, several interesting Sooner State historical facts, and details about Mercury's many products and services.
Since 1962, Mercury has been providing reliable auto insurance and best-in-class customer service that’s been trusted by millions of drivers. In addition to car insurance, we also offer a line of insurance products through a network of over 9,400 local independent agents, including:
- Oklahoma Auto Insurance
- Oklahoma Homeowners Insurance
- Condo Insurance
- Oklahoma Renters Insurance
- Umbrella Insurance
- Mechanical Protection
- Business Auto Insurance
Oklahoma Auto Insurance Discounts & Benefits
Mercury already offers some of the lowest insurance rates available. Learn how you can save even more with the many discounts available, too!
About Oklahoma
The region known as Oklahoma first opened for homesteading on April 22, 1889. During the historic land rush, 50,000 settlers stormed the area on horseback and in covered wagons. Those who tried to beat the noon starting gun were called "Sooners," which later became the nickname for this state. Oklahoma was admitted to the Union as the 46th state in 1907. Today, Oklahoma is one of the country’s leading producers of petroleum, natural gas, and crude oil. You can also visit multiple attractions across the state, including Historic Route 66, Quartz Mountain State Park, Oklahoma City National Memorial, and the Philbrook Museum of Art.
About Us
Mercury Insurance was founded in 1962 by George Joseph on the idea that consumers should receive high-quality insurance products and top-notch customer service at affordable rates. Today, with these core values in mind, Mercury is a multi-line insurance company offering comprehensive coverage options for auto, home, condo, renters, business, umbrella, and mechanical protection insurance. The company boasts more than $6.7 billion in total assets, more than 4,400 employees, and over 9,400 independent agents nationwide.
Mercury Insurance is based in Los Angeles. The company first started selling insurance exclusively in California, but has now expanded its operations across 11 states, including Texas, Arizona, Virginia, Oklahoma, Nevada, Florida, Illinois, New York, New Jersey, and Georgia. Mercury is California's leading independent agency writer of automobile insurance and the state's third-largest private passenger auto insurer.
For a fast, free quote, call (800) 956-3728.
Car Insurance Coverage in Oklahoma
Does Oklahoma Require Drivers to Carry Auto Insurance?
Oklahoma requires all drivers to have the minimum amount of car insurance coverage.
What Are the Minimum Coverage Requirements in Oklahoma?
To legally drive in Oklahoma, you must meet the minimum car insurance coverage requirements, which include:
- Bodily injury per person — $25,000
- Bodily injury per accident — $50,000
- Property damage per accident — $25,000
Do You Have to Have Full Coverage on a Financed Car in Oklahoma?
Yes, lenders usually require you to have full coverage on a vehicle you’re financing. Most lenders also require you to get collision and comprehensive coverage when you finance a car.
How Much is Car Insurance Per Month in Oklahoma?
According to Bankrate, the average cost of full-coverage auto insurance in Oklahoma is about $158 per month and around $34 per month for minimum coverage.
What is the Penalty for Not Having Car Insurance in Oklahoma?
You can face numerous penalties if you’re caught driving without auto insurance in Oklahoma. These include fines up to $250, a driver’s license and registration suspension up to one year, and a jail sentence up to 30 days. The state imposes a $275 reinstatement fee and $125 administrative fee to reclaim your driving privileges after punishment. However, you don’t have to file an SR-22 form — a certificate showing financial responsibility for the minimum car insurance requirements.