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Homeowners Insurance Nevada
Mercury Insurance believes every homeowner in Nevada deserves reliable protection. Whether you have a suburban home outside of Las Vegas or a getaway cabin in Lake Tahoe, we provide several coverage options to keep your property protected. Mercury also has local independent agents all across the Silver State, so you can enjoy peace of mind knowing we’ll create a policy tailored to your needs.
The Right Coverage for Nevada Homeowners
When you choose Mercury, you get one of the best homeowners insurance providers in Nevada. We provide affordable rates with high-quality service. Every policy comes with a local independent agent who knows the ins and outs of your specific location, so you’ll feel safe knowing we understand what’s best for you and your home.
The Silver State experiences a variety of natural disasters. Earthquakes, floods, thunderstorms, and intense heat waves regularly burden Nevada homeowners, leaving them with severe property damage. Wildfires are one of the most common problems homeowners face. According to the State of Nevada, 610 wildfires burned 134,145 across the state in 2021. When you work with Mercury, we’ll help you get back on your feet as soon as possible if a disaster happens. We provide reliable coverage to protect your family and property, such as dwelling protection, personal property coverage, extended replacement cost, and additional living expenses.
Homeowners must also keep the risk of burglaries in mind. According to Nevada Crime Statistics, over 11,000 burglaries were reported throughout the state in 2022. We want to protect your home from not only severe weather conditions but also property theft. Our homeowners insurance offers an array of options for both. Here are the choices available to you.
Dwelling Protection
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May help cover your home’s repair and rebuilding costs following a fire, storm, lightning strike, or similar hazard.
Personal Property
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Helps protect your belongings — e.g., electronics, clothing, furniture, etc. — following a covered loss.
Extended Replacement Cost
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Helps cover additional rebuild and replacement costs up to 150% for your damaged home due to a covered loss.
Additional Living Expenses
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Helps pay for living costs if you’re temporarily unable to live in your home because of a covered peril.
Personal Liability Protection
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Protects you financially if you’re liable for damages or injuries to others — in or out of your home.
Guest Medical Protection
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Helps pay for medical costs if a guest accidentally injures themselves in or around your property.
Identity Theft Protection
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Covers lost wages and other expenses you incur following an identity theft crime.
For a fast, free quote, call (866) 912-9741.
Insurance Discounts for Nevada Residents
Mercury understands how important it is to save every dollar when it comes to homeowners insurance. We already provide some of the most affordable rates available, but you can save even more when you bundle policies and invest in home safety features. Check out the special discounts we offer:
Check out a few we offer:
- Multi-policy with our AUTO + HOME Discount
- Protective Devices Discount (smoke alarms, deadbolts, burglar alarms, etc.)
- Fire-Resistant Construction Materials
- Newer Home
- Gated Community
- Selecting a higher deductible