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Homeowners Insurance In Georgia
Mercury offers several homeowners insurance options for Georgia residents. Whether you’re living in a suburban home outside of Atlanta or a beach house along the Georgia Coast, we want to protect what you care about most. Mercury has local independent agents all across the Peach State, so you can feel safe knowing we have your best interests at heart.
The Right Coverage for Georgia Homeowners
When choosing Mercury, you get one of the best home insurance companies in Georgia and a local independent agent who gets to know you and helps build a coverage package specific to your needs. You can enjoy peace of mind that your local agent knows the risks and potential dangers of a Georgia home.
Southern weather can be unpredictable, and Georgia is no exception. Thunderstorms, tornadoes, tropical cyclones, floods, and wildfires are all common natural disasters that plague cities all across the state. Having a local Mercury agent who knows the ins and outs of your area can help save you time and money if an accident occurs.
Burglaries are another problem homeowners face. According to Georgia’s Uniform Crime Reporting (UCR) Program, there were 19,385 Georgia burglaries reported in 2021. Mercury wants to protect you from weather and theft. That’s why we provide a wide range of Georgia homeowners insurance options for both. Here are a few that we offer.
Dwelling Protection
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May help cover your home’s repair and rebuilding costs following a fire, storm, lightning strike, or similar hazard.
Personal Property
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Helps cover the cost of personal property if items are damaged, destroyed, or stolen due to a covered peril. Personal property examples include furniture, clothing, and electronics.
Extended Replacement Cost
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Gives you extra coverage up to 150% for additional costs related to rebuilding your home following a covered loss.
Additional Living Expenses
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Helps pay for living costs if you’re temporarily unable to live in your home because of a covered peril.
Personal Liability Protection
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Protects you financially if you’re liable for damages or injuries to others — in or out of your home.
Guest Medical Protection
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Helps pay for medical costs if a guest accidentally injures themselves in or around your property.
Identity Theft Protection
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Helps cover expenses you incur as a result of criminal identity theft.
For a fast, free quote, call (866) 912-9741.
Homeowners Insurance Discounts for Georgia Residents
Mercury understands how important it is to save every extra dollar. That’s why we offer several discounts for Georgia residents. Whether you’re shopping for a home in Atlanta, Savannah, Augusta, or anywhere else in this beautiful state, consider the following options as they can help you save even more when you buy homeowners insurance:
Check out a few we offer:
- Multi-policy with our AUTO + HOME Discount
- Protective Devices Discount (smoke alarms, deadbolts, burglar alarms, etc.)
- Fire-Resistant Construction Materials
- Green Home
- Newer Home
- Gated Community
- Selecting a higher deductible
- Good Payer