Arizona Homeowners Insurance
Mercury provides several homeowners insurance options for residents of Arizona. Whether you’re living in a cabin home along the Colorado River or a single-family home in the heart of Phoenix, we want to protect what you care about most. When you choose Mercury, you can feel safe knowing we have your best interests at heart.
Finding the Right Arizona Home Insurance Coverage for You
When choosing Mercury, you get one of America's best homeowners insurance providers and a local Arizona agent who can create a custom plan right for you. That's important when it comes to a home, especially when locations vary throughout the United States. Your local Mercury agent knows the risks and potential dangers of an Arizona home.
The weather varies quite a bit in Arizona. Wind, thunderstorms, wildfires, and monsoons can all cause severe damage to your home. Having a local Mercury agent aware of these dangers can help save you time and money if an accident occurs.
According to the most recent crime report issued by the Arizona Department of Public Safety, there were over 21,000 burglaries at home residences totaling nearly $33 million worth of stolen value and damages. Mercury wants to protect you from both weather and burglary. Our Arizona home insurance offers a wide variety of options for both. Here are a few that we offer:
Dwelling Protection
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Helps cover expenses to repair, rebuild, or replace your home’s physical structure following a covered loss, such as a fire, lightning strike, or storm.
Personal Property
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Helps protect your belongings — e.g., electronics, furniture, clothing, etc — in the event of a covered loss, such as a fire or theft.
Extended Replacement Cost
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Extends your dwelling protection’s policy limit up to 150% to repair or rebuild your home due to a covered loss.
Additional Living Expenses
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Helps pay additional living expenses — e.g., hotel stays, meals, etc. — if your home is uninhabitable due to a covered loss.
Personal Liability Protection
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Protects you financially if you’re liable for damages or injuries to others — in or out of your home.
Guest Medical Protection
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Helps pay for medical costs if a guest accidentally injures themselves in or around your property.
Identity Theft Protection
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Helps pay for lost wages and other expenses as a result of criminal identity theft.
For a fast, free quote, call (866) 912-9741.
Homeowners Insurance Discounts for Arizona Residents
When shopping for an Arizona home, keep your insurance rates in mind, and look for added safety measures. They could end up saving you hundreds of dollars a year.
Check out a few we offer:
- Multi-policy with our AUTO + HOME Discount
- Protective Devices Discount (smoke alarms, deadbolts, burglar alarms, etc.)
- Fire-Resistant Construction Materials
- Green Home
- Newer Home
- Gated Community
- Selecting a higher deductible
- Good Payer