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Search by Quote ID → Search by Date of BirthFind the Best Auto Protection in a Few Minutes
Shopping for car insurance is simple because we make it easy to understand. We offer coverages to meet everyone’s needs at affordable rates that are paired with great service. And our customers agree, rating us as one of the top vehicle insurers in the U.S. for customer service, claims handling and pricing.1
What our Customers are Saying
Since 1962, millions of customers have trusted Mercury to provide them affordable and quality coverage for their home and auto needs. Read about their experiences.
Service and support you can count on
We've been dedicated to protecting our customers, their families and property ever since we opened our doors in 1962. It's a responsibility we take very seriously, and we're committed to providing the best service and protection for everyone we insure.
Low Rates Plus Great Discounts Equal More Savings with Mercury
Mercury’s on a mission to save you money. Save even more money with these discounts2
How Different Car Insurance Packages Protect You and Your Family
You may be a responsible driver, but it’s everyone else we’re worried about. That’s why Mercury provides multiple coverages to handle every situation. Each type of coverage is designed to protect you or your property. And, you’re in the driver’s seat when picking which vehicle coverages best fit your circumstances.
Do you live in a high-risk area for floods or wildfires? If so, then selecting comprehensive coverage might be a smart choice. Comprehensive coverage pays for the damages to your vehicle caused by natural disasters, such as hail, fire or floods. It also protects your property if it is vandalized or stolen.
Liability Protection
Liability, a required coverage in most states, will help pay for another person’s injuries as well as the damages to their car if you’re found at fault.
Comprehensive Coverage
Comprehensive insurance is optional coverage that protects you in the event your vehicle is damaged due to something other than a collision.
Uninsured/Underinsured
Pays for bodily injury to you and other passengers and drivers of your insured vehicle for losses caused by uninsured or underinsured drivers.
Collision Protection
Collision coverage is typically an option, unless your lender requires you to carry this coverage. It will cover the costs to repair your vehicle after a car-collision.
Common Car Insurance Claims and the Protection Needed
Sometimes insurance can be confusing. Knowing what each coverage does and how it helps you is important, that's why we've put together a list of some common real-life situations to be aware of and which part of your auto policy can protect you and your property.
| Real-life situation | Protection Needed |
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Your vehicle is rear-ended by another vehicle and you’re injured. |
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You hit and injure a pedestrian and are legally at fault. |
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Your vehicle is damaged in a non-collision situation, such as a wildfire, hail or flood. |
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Your vehicle is damaged when driving over a pothole. |
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Your vehicle is vandalized. |
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Your vehicle is hit by another driver with no insurance. |
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You're injured in a car collision and have medical bills. |
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You drive for a TNC and get in a car collision with the app on but haven't accepted a fare. |
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You cause a car collision damaging multiple vehicles, including your own, and the other driver and passengers are injured. |
How will you know if you have too much or too little coverage?
Both can be detrimental to you and your finances. That's why we offer up another great resource for vehicle insurance shoppers — independent agents. These unbiased experts can provide guidance and recommendations when it comes to the various coverage options and policy limits available, and can even help you uncover money-saving discounts. Not only that, they have a great understanding of the local market conditions, which helps them tailor the best policy for you.
Whether you prefer the convenience of shopping online or would like to speak with a Mercury expert over the phone, we'll get you a fast, free personalized quote.
You have questions and we have answers.
1Insure.com recently surveyed more than 3,100 U.S. insurance customers to generate the list.
2Discounts subject to qualification requirements and may not be available in all states.